Living Abroad? Your US Tax Obligations Didn't Move With You. Get A CPA Who Files For Americans Overseas.
US expat tax preparation and compliance for Americans living in Canada and abroad. FBAR, FATCA, Form 2555, foreign tax credits, and streamlined catch-up filing — handled by a CPA who does this every day, not once a year.
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The Expat Tax Problems That Keep Americans Abroad Up At Night
You moved abroad for work, family, or a fresh start — not to spend your evenings Googling whether you still have to file a US tax return. (You do.)
You Didn't Know You Still Had To File US Taxes
The US taxes its citizens on worldwide income regardless of where they live. You've been abroad for years, earning and paying taxes locally, and now you've realized the IRS still expects a return from you. Every year. The good news: there are programs to catch up without penalties. The bad news: the clock is ticking.
You're Afraid You're Going To Get Hit With Massive Penalties
FBAR penalties start at $10,000 per account, per year. FATCA penalties are $10,000 per form. If you've missed these filings — even innocently — the exposure adds up fast. You know you need to fix this, but you're terrified that coming forward will trigger an audit or worse. It won't — if you do it right.
Your Local Accountant Doesn't Understand US Tax Law
You have an accountant where you live who handles your local taxes. But when you ask about US filing obligations, they shrug. They don't know Form 2555 from Form 1116, they've never filed an FBAR, and they definitely can't coordinate both countries so you don't pay tax twice on the same income.
You're Not Sure What Forms You Even Need To File
1040, 2555, 1116, FBAR, 8938, 8621, 3520 — the alphabet soup of US expat tax forms is overwhelming. Which ones apply to you? Which ones carry penalties if missed? Most expats don't know, and most tax preparers back home haven't touched half of these. You need a specialist.
If any of this sounds familiar, you're not alone — and you don't have to keep doing it this way.
What's Included In Your Expat Tax Package
Everything you need to get compliant, stay compliant, and stop overpaying. Handled by a CPA who specializes in US citizens living abroad — not a generalist who Googles Form 2555 while preparing your return.
Expat Tax Assessment
This is a mandatory first step — every engagement starts here
credited to any service, mandatory first step,
every engagement starts here
How it works:
1. You pay $395 for assessment
2. We analyze your situation (1-2 business days)
3. We recommend the right package or build you the right one based on your specific needs
4. Full $395 credit applied to services engaged within 60 days
Result: You know exactly what you need and
what it costs before committing to full service and you do not pay for what you do not need
Expat Tax Packages
After your assessment, we recommend the package that matches your situation — whether you're current, behind, or planning a move. Each includes full US filing, foreign reporting, and treaty optimization.
Perfect for: US citizens or green card holders living abroad who are current on filing
Perfect for: US citizens who haven't filed in years and need to get compliant
Perfect for: Planning a move between US and Canada or recently relocated
From Expat Tax Confusion To Full Compliance In 3 Steps
No jargon. No panic. We figure out what you owe, what you've missed, and build a plan to get you current and keep you there.
Free Strategy Session
20-minute call to understand your situation — where you live, how long you've been abroad, what you've been filing (or haven't), and what assets you hold in both countries. We'll identify gaps and recommend next steps. No pressure, no sales pitch.
Assessment & Preparation
You start with the $395 Tax Assessment. We analyze your full situation, determine your filing requirements, and prepare your returns — or your catch-up submission if you're behind. You upload your documents once and we handle everything from there.
Filing & Ongoing Compliance
Your returns are filed, your foreign reporting is current, and you have a clear plan for next year. We stay available year-round for questions, estimated taxes, and any correspondence from the IRS or CRA.
Americans Abroad Who Finally Got Their US Taxes Right
I've been living in Toronto for six years and never filed a US return. I didn't even know I had to. Blue Cloud got me through the Streamlined Procedures — three years of returns and six years of FBARs filed, zero penalties. I went from terrified to fully compliant in about a month.
I was using a local Canadian accountant and a random US preparer I found online. Neither understood the other country's rules, and I was paying tax on the same income in both places. Blue Cloud coordinated everything and I got an $8,500 refund from excess foreign tax credits. Should have switched years ago.
My husband and I relocated from New York to Vancouver and the tax implications were a nightmare — departure returns, deemed dispositions, RRSP treaty elections. Blue Cloud mapped the entire transition out, handled every form, and we actually understood what was happening for the first time.
Everything you're wondering (but haven't asked yet)
Do I Really Have To File US Taxes If I Live Abroad?
Yes. The US taxes its citizens and green card holders on worldwide income regardless of where they live. This is true even if you've been abroad for decades, earn all your income locally, and pay taxes in your country of residence. The filing requirement doesn't go away until you renounce citizenship or formally abandon your green card. The good news: between the Foreign Earned Income Exclusion and foreign tax credits, most expats owe little or nothing — but you still have to file.
What If I Haven't Filed In Years? Am I Going To Get In Trouble?
Not if you come forward voluntarily. The IRS Streamlined Filing Compliance Procedures are specifically designed for US citizens abroad who didn't file out of ignorance, not willful evasion. You file 3 years of back returns and 6 years of FBARs, certify your non-willful conduct, and you're fully current with no penalties. We handle this all the time — it's one of our most common engagements. The risk is far greater if you don't come forward.
What's The Difference Between FBAR And FATCA?
Both require reporting foreign financial accounts, but to different agencies with different thresholds. FBAR (FinCEN 114) is filed with the Treasury Department if your combined foreign accounts exceed $10,000 at any point during the year. FATCA (Form 8938) is filed with the IRS if your foreign financial assets exceed $200,000 on the last day of the year or $300,000 at any point (thresholds for expats). Penalties for non-filing are severe for both — $10,000+ per violation. We determine which forms you need and handle all of them.
Can I Exclude My Foreign Income From US Taxes?
In most cases, yes — either partially or fully. The Foreign Earned Income Exclusion (Form 2555) lets you exclude over $126,500 of foreign earned income in 2024 if you meet either the physical presence or bona fide residence test. The foreign housing exclusion can shelter even more. For income above the exclusion, foreign tax credits (Form 1116) prevent double taxation. We optimize both to minimize what you owe.
Do You Handle Expats Outside Canada Too?
Yes. While our dual CPA license gives us particular depth in US-Canada expat work, we prepare US returns for Americans living anywhere. The US filing obligations — 1040, FBAR, FATCA, Form 2555 — are the same regardless of which country you're in. If you're in Canada specifically, we can also coordinate your Canadian T1 return, which is where the dual license adds the most value.
How Much Does Expat Tax Preparation Cost?
Every engagement starts with a $395 Tax Assessment that credits toward your full service. US Expat Compliance (annual filing for those who are current) starts at $1,495. Streamlined Catch-Up for those who haven't filed starts at $2,495. Entry/Exit Tax Planning for moves between countries starts at $1,995. We give you an exact quote after the assessment — no hourly billing, no surprises.
When Should I Start Working With You?
Now. If you haven't been filing, every year you delay increases your potential penalty exposure and makes the catch-up more expensive. If you're already current, the earlier we engage before the filing deadline, the more planning opportunities we have. US expats get an automatic extension to June 15, and we can extend further to October 15, but starting early means better results.
Ready To Get Compliant
(Without The Panic)?
Book a free 20-minute strategy session. We'll review your US filing obligations, figure out what you've missed, and map a clear plan to get you current. No surprises.
Get Your Expat Tax Situation Mapped In 20 Minutes
Tell us where you live, how long you've been abroad, and what you've been filing (or haven't). We'll review your US obligations and map the fastest path from confused to compliant.
