Currently accepting 10 new self-employed clients for tax season 2026

Self-Employed? Get A CPA Who Knows How To Keep More Of Your Money.

Tax preparation for freelancers, contractors, and 1099 workers — with deduction maximization, quarterly estimates, and year-round planning so you never get surprised by a tax bill again.

Starting at
$495 per return

Free 20-min call · No obligation · No credit card required

Licensed CPA
AICPA Member
US & Canada Dual-Licensed
5.0 Google Rating

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The Self-Employed Tax Traps That Cost You Thousands

You left your 9-to-5 to build something on your own terms — not to lose 30% of it to taxes you didn't plan for and deductions you didn't know existed.

You Got Hit With A Massive Tax Bill You Didn't See Coming

No one withholds taxes from your 1099 income. So every April you get a bill that wipes out months of hard work. You know you should be paying quarterly estimates, but how much? Based on what? It's a guessing game — and the penalties for guessing wrong add up fast.

You're not sure if you're compliant

Tax laws change. New deductions appear. You file, cross your fingers, and hope the IRS doesn't come knocking. That's not confidence - that's anxiety with a deadline.

You're Not Sure If You Should Be An LLC Or S-Corp

Someone told you forming an LLC would save you money. Someone else said S-Corp. You're not sure what you are, whether it still makes sense, or if you're paying self-employment tax you could legally avoid. Entity structure matters — and the wrong one costs you every single year.

Your Tax Preparer Doesn't Understand Self-Employment

You hand over a pile of 1099s and receipts. They file a Schedule C, maybe flag a few deductions, and send you a bill. No questions about your business. No strategy for next year. No idea what quarterly estimates to pay. You need a CPA who actually understands how self-employed income works.


If any of this sounds familiar, you're not alone — and you don't have to keep doing it this way.

Book Free Strategy Session

What's Included In Your Self-Employed Tax Package

Everything you need to file accurately, pay less in taxes legally, and stop dreading April. Handled by a licensed CPA who actually understands self-employment income.

Personal tax return with Schedule C preparation
Your full 1040 plus Schedule C for self-employment income, prepared and filed by a CPA who knows where to look. We don't just enter what you give us — we actively identify deductions you're entitled to and flag anything that needs attention.
Deduction maximization for self-employed workers
Home office, vehicle mileage, health insurance premiums, retirement contributions, equipment, software, travel, meals — we go through every category and make sure you're claiming everything the tax code allows. Aggressive where it's legal, conservative where it matters.
Quarterly estimated tax projections
We calculate what you should be paying each quarter so you're never blindsided in April. Accurate projections based on your actual income, not guesswork. We adjust quarterly as your income changes throughout the year.
Entity structure evaluation (LLC / S-Corp)
Should you be an LLC? An S-Corp? Still filing as a sole proprietor? We'll evaluate your income, expenses, and growth trajectory and recommend the structure that minimizes your total tax burden — including self-employment tax savings.
A dedicated CPA who actually responds
One CPA who knows your situation and answers your questions — April through December. No disappearing after filing season. Email response average 4 hours on business days. No ticket systems, no chatbots.

Why Blue Cloud

What makes us different from the seasonal tax prep shops

CPA
Licensed CPA team - not a seasonal tax preparer who disappears in May
4hr
  Average response time during business hours.   We actually answer.
IRS
 Tax filings reviewed and delivered on time. Every
 filing season.
1
Dedicated CPA - the same person all year, not just during tax season
Book Free Strategy Session

Only Need Your Self-Employed Return Filed This Year?

Flat-rate quote first, then we prepare and e-file your return. Secure upload and clear scope, no surprises.

Self-Employed Tax Return

Schedule C and full 1040 prepared and filed cleanly, with deduction maximization included — not as an upsell.

From:$495
Federal 1040 + Schedule C preparation + e-file
Extension filing if needed (no extra charge)
Secure upload + organizer (so it’s easy)
Self-Employed + State Return

Federal and state returns filed together, coordinated so nothing falls through the cracks — especially if you work across state lines.

From:$695
Everything in the federal return package
Extension filing if needed (no extra charge)
Secure upload + organizer (so it’s easy)

Want Year-Round Tax Planning And Quarterly Estimates?

Flat-rate monthly support with quarterly estimated tax projections, deduction tracking, and a CPA who proactively helps you keep more of what you earn.

Dedicated tax Partner

High-touch tax strategy with priority access for complex or high-income self-employed situations.

$545/mo
Prepaid annually
Or $595/mo billed monthly
Annual 1040 + Schedule C preparation
(S-Corp/Partnership/LLC)
Spouse + dependent returns
(included)
Quarterly estimated tax projections
1099 preparation (up to 20 forms)
Tax extension if needed
Email and phone support
(1 business day response)
IRS/state audit assistance
(up to 5 hours)
Multi-state tax filing
(up to 3 states)
Quarterly tax planning sessions with written recommendations
Entity structure optimization (LLC → S-Corp analysis)
Dedicated tax advisor
Book a 20-Min Fit Check
Basic Tax Compliance

Clean filing, accurate estimates, and year-round support so you stay compliant without the stress.

$195/mo
Prepaid annually
Or $275/mo billed monthly
Annual 1040 + Schedule C preparation
(S-Corp/Partnership/LLC)
Personal tax return
(owner)
Quarterly estimated tax projections
1099 preparation (up to 5 forms)
Tax extension if needed
Email support
(2-3 business days response)
IRS/state notice response
(1 routine notice)
Single-state tax filing
(up to 1 state)
Book a 20-Min Fit Check
Growing fast and need bookkeeping too? Add it anytime. We’ll map the best setup on your fit check.
HOW IT WORKS

From Tax Chaos To Tax Clarity In 3 Steps

No confusing tax jargon. No hidden fees. We figure out what you owe, find every deduction, and keep you on track all year.

1

Free Strategy Session

20-minute call to understand your self-employed income, review last year's return (if you have one), and map out your deductions and estimated taxes. No pressure, no sales pitch.

Takes 20 minutes
2

Preparation & Planning

We gather your 1099s and expenses, maximize your deductions, and prepare your return. You sign one engagement letter and upload your documents — we handle the rest.

2-4 weeks (depending on complexity)
3

Filing & Ongoing Support

Your return is filed on time, you get copies of everything, and we stay in touch throughout the year for quarterly estimates, planning, and any tax questions that come up.

Year-round partnership
What clients say

Self-Employed Workers Who Stopped Overpaying The IRS

★★★★★

I was filing my own taxes for years and thought I was doing fine. Blue Cloud found $9K in deductions I had no idea I could take — home office, mileage, health insurance, retirement. I'm embarrassed I waited this long.

AP
Alex P.
Freelance Marketing Consultant
★★★★★

My old CPA just filed my Schedule C and sent me a bill. No advice, no planning, no estimated taxes. Blue Cloud set up quarterly projections, helped me switch to an S-Corp, and I saved over $11K in self-employment tax last year alone.

RM
Rachel M.
Independent Web Developer
★★★★★

I used to dread April because I never knew what I owed. Now I pay quarterly estimates that are actually accurate, I know exactly where I stand, and my CPA calls me before I have to call them. Total game changer.

DL
David L.
1099 Real Estate Photographer
Questions

Everything you're wondering (but haven't asked yet)

How Is This Different From TurboTax Or Doing It Myself?

TurboTax asks you questions and fills in forms. It doesn't look for deductions you didn't know existed, evaluate whether your entity structure is costing you money, or calculate quarterly estimates based on your projected income. A CPA who understands self-employment income proactively finds savings you wouldn't catch on your own. Most clients who switch from self-filing find at least $3,000–$8,000 in additional deductions in their first year.

Should I Be An LLC Or An S-Corp?

It depends on your income level, expenses, and how you pay yourself. Generally, once your net self-employment income exceeds $50,000–$60,000, an S-Corp election can save you significant money on self-employment taxes. We'll run the numbers during your strategy session and show you exactly what you'd save — no guessing, no generic advice.

I Only Have 1099 Income — Is This Overkill?

Not at all. In fact, 1099 workers have some of the biggest tax savings opportunities because the self-employed deduction list is so long and most people don't claim everything they're entitled to. Even a straightforward freelance return benefits from a CPA who specializes in self-employment tax strategy.

What If I Haven't Been Paying Quarterly Estimates?

You're not alone — most self-employed workers don't pay quarterly estimates, or pay the wrong amount. We'll calculate what you owe for the current year, set up accurate projections going forward, and if you owe penalties from prior years, we'll negotiate them down where possible. The goal is to get you current and keep you there.

Can I Cancel Anytime?

Yes. Most tax engagements are annual contracts, but if you're on a year-round planning plan, you can cancel with 30 days' notice. If you prepaid for annual service, we'll refund the prorated unused portion. We don't lock you into long-term contracts because we believe our work should earn your business every year.

Do You Handle Bookkeeping Too, Or Just Taxes?

Both. We offer standalone tax services, standalone bookkeeping, and integrated packages that combine everything. Most self-employed clients find the integrated approach saves them money and eliminates the coordination headache between their bookkeeper and tax preparer. We'll discuss the best fit during your strategy session — there's no pressure to bundle if you only need tax help right now.

When Should I Start Working With You?

Ideally, before tax season hits. But we accept new clients year-round. If you're reaching out in March, we can still help — but the earlier we start, the more time we have to plan and maximize deductions. For best results, start a year-round relationship after this filing season so we can set up quarterly estimates and plan proactively for next year.

Ready To Keep More Of What You Earn
(And Stop Dreading April)?

Book a free 20-minute strategy session. We'll review your tax situation, identify deductions you're missing, and give you a fixed price. No surprises.

Contact us

Get Your Self-Employed Tax Strategy Mapped In 20 Minutes

Tell us about your freelance or 1099 income. We'll review your tax situation, find deductions you're likely missing, and map the fastest path to lower taxes and year-round confidence.

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Thank you

Thanks for reaching out. We will get back to you soon.
Oops! Something went wrong while submitting the form.
No obligation · No credit card required