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Bookkeeping · Tax · Cross-border · CFO

Your books, taxes, and big decisions, handled by one firm.

A virtual CPA firm for businesses and cross-border families. Bookkeeping, tax, and CFO-level help, run by a licensed CPA from start to finish.

★★★★★
5.0 from clients on Google
Yarik Yarosh, CPA
Cash on hand
$142,800
Profit, this month
$31,200
Tax set aside
$18,400
Books closed by the 15th
Your CPA · Yarik Yarosh
Works in the tools you already use
QuickBooksXeroGustoTaxDome
The difference

The patchwork, or one firm

The usual way

Four providers who never talk

  • A bookkeeperone login
  • A tax preparer, once a yearanother bill
  • A US accountant and a Canadian onefiled twice
  • Big-picture adviceno one
Four bills, four logins, and the gaps cost you, in missed deductions and year-end surprises.
VS
One firm, one bill
Blue Cloud

One firm, the whole picture

  • Books, tax, and payrollone system
  • US and Canadaboth sides, one firm
  • A licensed CPA accountablestart to finish
  • Advice that sees the taxbuilt in
One bill, one team, nothing falling through the gaps.
Dual-licensed CPAUS (AICPA) + Canada
Fixed pricesQuoted upfront, never hourly
Books by the 15thClosed on a deadline, CPA-reviewed
All 50 states & CanadaRemote-first, secure portal
A complete financial solution

Everything you need from an accountant, in one place

Six services, one firm, where the pieces already talk to each other. Take one, or run them together.

  • BookkeepingClosed by the 15th
  • Tax preparationPersonal and business
  • Cross-border taxBoth sides, one firm
  • Fractional CFOThe big calls
  • PayrollRun and filed
  • Blue Cloud Completeall-in-oneBooks, tax + advice
Build your plan →
One firm, one billEverything under one roof
Blue Cloud Completeall-in
$875/mo
Books, tax & advice, less than buying apart
Books closed by the 15th
See your business clearly

Your numbers, always current

Books closed every month and a live picture of where you stand: cash, profit, and what you owe, before it is due. No more guessing between tax seasons.

  • A clean monthly closeReconciled and CPA-reviewed by the 15th.
  • Your tax bill, before it is dueSet aside as you go, never a surprise in April.
Estimate your plan
Blue Cloud · Demo Company
Profit & Loss · DecemberDownload
RevenueDecYTD
Services94,2101,021,400
Other income4,33058,200
Total revenue98,5401,079,600
Cost of sales(35,530)(402,100)
Gross profit63,010677,500
$31,200Net profit
December 2024
Total revenue$98,5408%
Total expenses$67,3403%
Net profit$31,20012%
View report →
A Blue Cloud client
Licensed: US & CanadaOne CPA, both countries
CPA-reviewed & signedA licensed CPA on every return
Direct CPA accessYou work with the CPA, not a call center
The CPA behind your numbers

A dual-licensed CPA, accountable for all of it

Blue Cloud is led by a CPA licensed in both the US and Canada, with years running accounting teams across most industries. Your work is reviewed and signed by that CPA, not handed off to a seasonal preparer.

  • Licensed in the US and CanadaOne CPA who files and advises on both sides, instead of two firms you have to coordinate.
  • A CPA reviews and signsPrepared and signed by a licensed CPA, today and as the team grows.
  • Experience across industriesBuilt and ran accounting teams for businesses in most sectors, from startups to established firms.
Book a free call
The specialty lane

US-Canada business or family? We file both sides.

The one thing almost no firm can do under one roof: US and Canadian returns, the departure and arrival years of a move, snowbirds, RRSP and TFSA treatment, FBAR and FATCA, all by a CPA licensed in both countries.

  • One firm, both tax systemsNo second firm, no gaps between them.
  • Moves, snowbirds, and accountsDeparture tax, RRSP and TFSA, cross-border reporting.
Talk to a cross-border CPA
Your financials
PerformanceCash position
Last 12 months
Net incomeRevenueExpenses
Net income$31,200
Revenue$98,540
Expenses$67,340
Filed both sides
US · 1040 Individual
Canada · T1 General
Build your plan

See what it would cost, in thirty seconds

Pick your size and what you need. We estimate your monthly price and what the same stack costs bought separately. No email needed.

Your annual revenue
Under $500K$500K to $2M$2M to $7M$7M+
What do you need?
BookkeepingTaxPayrollFractional CFO
Estimated with Blue Cloud
$0 /mo
Bought separately$0/mo
Pick what you need to see the saving.
Get my exact quote
An estimate based on your revenue. Payroll also depends on your number of employees. Your exact price is fixed in writing after a quick call.
Real work

What that looks like in practice

Cross-border · relocation

A move to the US, untangled.

A Canadian who relocated arrived with a departure return, a TFSA the IRS treats differently, and several cross-border accounts. We filed both sides and cleaned it up.

ResultFiled correctly on both sides, with an overpaid withholding refund recovered.
SaaS · formation

A startup, ready to raise.

A founder needed a US C-Corp built properly, from entity selection through a clean cap table investors could actually read.

ResultNine deliverables, formation to fundraising-ready.
Multi-member · structuring

Three partners, clean books.

A new three-member LLC with nothing in place. We built the chart of accounts, revenue recognition, and a distribution waterfall the owners run themselves.

ResultA structure that runs without us in the room.

Engagement details anonymized. Figures are actual outcomes from real Blue Cloud work.

Getting started

From first call to onboarded, without the friction

June2026
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Free intro call
Tue · 10:00 AM
Thu · 2:00 PM
Book now

A free intro call

Fifteen minutes. We tell you honestly what you need and what you do not.

ProposalPDF
Monthly bookkeeping$350
Tax, both countriesincl.
Your price$875/mo
$Fixed price

A clear proposal

Fixed scope and price, quoted before any work begins.

Yarik Yarosh, CPA
Your CPA
Yarik Yarosh, CPA
Replies same day

Onboard in the portal

Documents and messaging in one secure place. We pull what we need.

Your booksP&LCash
15thclosed
On schedule

We run it

Books by the 15th, tax on schedule, a CPA a message away.

Pricing

Clear prices, quoted before any work begins

Start with one service, or bundle everything with Blue Cloud Complete. Either way, you see the number first.

Bookkeeping
from $350/mo
Monthly books, CPA-reviewed.
  • Closed by the 15th
  • Your QuickBooks or Xero
  • Year-round CPA access
Get a quote
Tax returns
from $275
Personal and business, US and Canadian.
  • Federal + one state
  • Both countries
  • Filed on time
Get a quote
Blue Cloud Complete
from $875/mo
Books, tax, and advice in one plan.
  • Everything in bookkeeping
  • Annual returns included
  • Advisory built in
Get a quote
Cross-border
from $1,495
Both sides, one firm.
  • US + Canadian returns
  • Treaty positions
  • FBAR and FATCA
Get a quote
Fractional CFO
from $1,750/mo
Forecasts and the big calls.
  • 13-week cash forecast
  • KPI dashboard
  • Monthly strategy
Get a quote

Prices are starting points. Your exact quote is fixed in writing before anything begins.

Built for

Growing businesses and cross-border families

Payroll
8 crew · biweekly$24,180
Payroll funded

Service & trades

Seasonal cash, equipment, and crews to make payroll for.

Cash by channel
Shopify$46,200
Ad spend-$12,400
COGS-$18,050
%Margin 42%

E-commerce & inventory

POs, ad spend, and tax bills pulling on the same cash.

Cash runway
Low point in 3 weeks
!Heads-up

Agencies & project shops

Lumpy revenue and the low point always a few weeks out.

MRR+12%
$48,200
Runway 14 mo

SaaS & startups

Runway, a board-ready pack, and the cash-to-accrual move.

US-Canada cross-border

Two tax systems, one household or one business. The lane almost nobody else can run under one roof, led by a CPA licensed in both countries.

USCA
Filed
US · 1040
Filed
Canada · T1
What clients say

Loved by business owners and cross-border families

G★★★★★ 5.0 from clients on Google
★★★★★

"They caught a cross-border filing error two other accountants missed, and the refund paid for the whole year."

Sample client
Cross-border, Toronto + Miami
★★★★★

"Books close on the 15th like clockwork, and I finally know my tax bill before it is due. One firm, no chasing."

Sample client
E-commerce, $2M
★★★★★

"Having a CPA who runs the numbers before I make a decision changed how I run the business."

Sample client
Agency owner

Sample layout. Real client reviews drop straight into this section once collected.

Our standards

What you can count on, in writing

We keep clients by being useful, not by contract. If the work isn't right, we make it right, and the promises below are written into every engagement you sign.

  • Books on a deadlineClosed by the 15th, reviewed and signed by a CPA. You always know where you stand.
  • Fixed prices, no surprisesEvery price quoted before work begins. No hourly meter, no surprise invoice.
  • A real person, one business dayAnswered by a CPA within one business day, through the portal, not a queue.
Engagement LetterBlue Cloud CPA
Our promise

If the work isn't right, we make it right. Books by the 15th, fixed prices, a CPA in one business day.

Yarik Yarosh
CPA (US · Canada)
Signed
We make it right
In writing
Guides & insights

Answers, not just services

USCA
Cross-border

The cross-border tax mistakes that cost the most

The filing errors that quietly cost dual-country families thousands, and how to avoid them.

Read the guide →
%
Tax

S-corp vs LLC: what actually saves you money

When an S-corp election pays off, when it does not, and the one number that decides it.

Read the guide →
CFO

When does a business actually need a CFO?

The signs you have outgrown a bookkeeper, and what a fractional CFO does that they cannot.

Read the guide →
See all guides

Not ready to talk? Start by paying less tax.

The free Tax Savings Checklist: the moves business owners and families most often miss, and how to claim each before you file. Free, no catch.

No spam. One checklist, and the occasional useful guide.
PDF Tax Savings Checklist
Pick the entity that actually saves tax
Set your tax aside as you go
Catch the deductions most people miss
Time income and expenses around year-end
Questions owners actually ask

Honest answers, up front

How much does it cost to work with you?
Fixed fees, quoted before any work starts, never an hourly surprise. Every service has a clear starting price, and the all-in Blue Cloud Complete plan bundles books, tax, and advice for less than buying them apart. See the pricing section above for the full list, or use the estimate tool to get a number for your situation in about thirty seconds.
What is included in the Blue Cloud Complete plan?
Blue Cloud Complete bundles your monthly bookkeeping, your annual tax returns, and year-round CFO-level advice into one fixed monthly price, for less than buying each separately. It is the plan most growing businesses choose, because one team handles the whole picture.
Do I need a CPA, or just a bookkeeper?
A bookkeeper records what already happened. A CPA tells you what to do next and signs your return. We do both, so you get clean books and the judgment on top, from one firm.
What kinds of businesses do you work with?
Service and trades businesses, e-commerce and inventory sellers, agencies and project shops, SaaS and startups, and owner-run companies of most kinds. If you have revenue, payroll, or a tax return, we can run it. We also handle personal and cross-border family taxes.
Which states and provinces do you serve?
All 50 US states and across Canada. Blue Cloud is fully virtual, and everything runs through a secure client portal, so where you are based does not matter.
Are you really licensed in both the US and Canada?
Yes. We hold active CPA licenses in the United States (AICPA) and Canada, which is why both sides of a cross-border return are handled in one place.
Do you only do cross-border, or regular US taxes too?
Both. Cross-border is our specialty, because few firms can file both countries under one roof, but most of our work is everyday US bookkeeping, tax, payroll, and CFO support for growing businesses.
How do I switch from my current accountant or bookkeeper?
We handle the move. After a short call we request your prior books and returns, reconcile what is there, and pick up the next close. Most clients are fully onboarded within a week or two, with no gap in coverage.
Can you help if I am behind on my books or filed late?
Yes. Catch-up bookkeeping and back-year returns are common first projects. We get you current, fix what needs fixing, and keep you on schedule from there.
Do I have to change my accounting software?
No. We work in your existing QuickBooks, Xero, or whatever platform you already use.
Is my financial data secure?
Everything moves through an encrypted client portal, not email attachments. Your documents and messages stay in one secure place, and access is limited to your CPA team.
How do we get started?
Book a free fifteen-minute call. We will tell you honestly what your situation needs and what it does not, then send a fixed-price proposal before any work begins. There is no payment until after the call.
Still have questions?Ask a CPA directly on a free fifteen-minute call.
Book a free call

Let's talk about your numbers

A free call, no pressure. We will tell you honestly what your situation needs, and what it does not.

★★★★★ 5.0 from clients on Google
  • A free fifteen-minute call with a real CPA
  • Honest advice on what you need, and what you do not
  • A fixed-price proposal, with no obligation
  • No payment until after the call
A CPA takes your call, not a sales repEvery first call at Blue Cloud is with a licensed CPA, dual-licensed US and Canada. Real answers from the start, never a junior or a script.
Dual-licensed US & CanadaFixed pricesNo pitch

Book your free call

Two quick steps, then pick a time. Fifteen minutes with a CPA.

No payment until after the call. Prefer the phone? 786-952-6621