Honest answers, up front

Fixed fees, quoted before any work starts. Bookkeeping runs from $350 a month, tax returns from $275, cross-border from $1,495, and fractional CFO from $1,750 a month. The all-in Blue Cloud Complete plan starts at $875. See the pricing page for the full menu.

The published prices are starting points. After a short call your exact fee is put in writing, and that is what you pay. It does not move unless the scope changes, and a scope change is always quoted and approved first.

Yes. The all-in plan costs less than buying bookkeeping, tax, and advisory separately, and prepaying annually saves about 10% more. We don't stack endless discounts; the price is fair to begin with.

No long lock-ins. Monthly services run month to month, the CFO engagement has a short initial minimum, and you can leave anytime with your accounts intact. We keep clients by being useful, not by contract.

If the work isn't right, we make it right. We keep clients by being useful, not by locking them into a contract, and monthly bookkeeping carries a first-month money-back guarantee.

A bookkeeper records what already happened. A CPA tells you what to do next and signs your return. We do both, so you get clean books and the judgment on top, from one firm.

Service and trades businesses, e-commerce and inventory sellers, agencies and project shops, SaaS and startups, and owner-run companies of most kinds. We also handle personal and cross-border family taxes.

A fractional CFO gives you senior financial leadership part-time: a rolling cash forecast, the numbers that matter each month, scenario and pricing decisions, and someone in the room for the big calls, without a full-time CFO salary.

Yes. We run payroll and file the payroll taxes in your Gusto. It's priced as a simple formula, $145 a month plus $20 per employee, on top, never buried inside a bundle.

No. We work in your existing QuickBooks, Xero, or whatever platform you already use.

Your federal return plus one state or province, e-filed, prepared and signed by a CPA, with a walkthrough before anything is filed. Add-ons like extra states, K-1s, rentals, or cross-border forms are quoted up front, never a surprise.

Yes. We handle routine notices on returns we prepared, and we can review and respond to others. If you're behind or facing an exam, we scope it and quote it before any work begins.

Yes. Multi-state and part-year returns are common, especially for remote teams and people who moved during the year. Each extra state is a small, quoted add-on.

If you owe enough, the IRS and CRA expect payments through the year, not just at filing. Our tax memberships compute your estimates from real numbers and send you the vouchers, so April has no surprise bill.

Yes. We hold active CPA licenses in the United States (AICPA) and Canada, which is why both sides of a cross-border return are handled in one place.

Both. Cross-border is our specialty, because few firms can file both countries under one roof, but most of our work is everyday US bookkeeping, tax, payroll, and CFO support for growing businesses.

Usually yes. US citizens and green-card holders generally file a US return no matter where they live, and you'll typically also file where you reside. We prepare both sides together so they line up, and apply the treaty and foreign tax credits so the same income isn't taxed twice.

Almost never, when it's done right. The US-Canada tax treaty and foreign tax credits exist to prevent double taxation. The key is preparing both returns together so the credits actually match up, which is exactly what handling both sides under one roof lets us do.

They're foreign-account and foreign-asset disclosures, FBAR and FATCA (Form 8938) on the US side, Form T1135 on the Canadian side. If your accounts or assets across the border are over certain thresholds, one or more may apply. We flag what you need and file it with your return; the penalties for missing these are steep, so it's a common reason people come to us.

Canada applies a departure tax (a deemed disposition) when you leave, and the US has its own rules on the way in and out. Timing and elections matter a great deal here, so a short call, or the $249 Cross-Border Assessment, maps your specific move before anything is filed.

All 50 US states and across Canada. Blue Cloud is fully virtual, and everything runs through a secure client portal, so where you are based does not matter.

We handle the move. After a short call we request your prior books and returns, reconcile what is there, and pick up the next cycle. Most clients are fully onboarded within a week or two, with no gap in coverage.

Yes. Catch-up bookkeeping and back-year returns are common first projects. We get you current, fix what needs fixing, and keep you on schedule from there, with the scope and price quoted before any work begins.

Not much to begin: a short call, then access to your prior books and last returns (we request them) and your accounting login. We map the rest in the onboarding organizer, one checklist, sent once.

Most clients are fully live within a week or two: the call, then one secure organizer, then your first close, draft return, or forecast, with no gap in coverage. See how it works.

Book a free fifteen-minute call. We will tell you honestly what your situation needs and what it does not, then send a fixed-price proposal before any work begins. There is no payment until after the call.

Everything moves through an encrypted client portal, not email attachments. Your documents and messages stay in one secure place, and access is limited to your CPA team.

A free call, then one secure organizer for your documents and messaging. You send each thing once; we handle the work and answer questions within one business day. See how it works.

A CPA replies within one business day, year-round, not a ticket queue and not only during tax season.