Built for nonprofits. Real fund accounting, the 990 on time, board-ready reports.
Client login786-952-6621
For nonprofits & foundations

Accounting that speaks fund accounting, the 990, and your board.

Most accountants treat a nonprofit like a small business with a different logo. We do not. Restricted and unrestricted funds tracked properly, expenses split across program, admin, and fundraising, a Form 990 filed right and on time, and statements your board and your funders trust, from a licensed CPA who knows fund accounting.

Talk to a nonprofit CPA Where to start →
★★★★★
5.0 from clients on Google
Restricted vs unrestrictedForm 990 on timeAudit-ready
A Blue Cloud nonprofit executive director client
FundsFY2026
$1,240,000Revenue · 3 programs
Program expense82%
Restricted net assets$340,000
Built for nonprofits
Real fund accountingRestricted vs unrestricted
The 990, done rightOn time, status protected
Functional expenses splitProgram, admin, fundraising
A CPA who knows nonprofitsGrants to the board
A nonprofit is not a small business

Restricted funds and the 990 break generic bookkeeping

Donor restrictions, grant budgets, in-kind gifts, and expenses that have to be split across program, admin, and fundraising: a generalist lumps it all together and your 990 and your board reports fall apart. We keep real fund accounting, track every restriction, allocate functional expenses, and file a 990 that protects your exempt status.

  • ✓Restricted funds tracked rightDonor and grant restrictions kept separate and released as they are met, so net assets are always correct.
  • ✓A 990 that protects youFiled accurately and on time, with the program ratio and governance answers a funder will read.
Talk to a nonprofit CPA
A nonprofit team reviewing the financials
✓
Funds trackedRestricted vs unrestricted
●
990 filedOn time, accurate
★
Board-readyNumbers they trust
What we handle for nonprofits

From the 501(c)(3) to the audit

Net assets
Without restriction64%
With restriction30%
Endowment6%
✓By restriction

Fund accounting & the books

Restricted and unrestricted funds tracked separately, grants and pledges recorded right, so your net assets are always correct.

Contributions+11%
$1,240,000
✓Tracked

Revenue, grants & pledges

Contributions, grants, and pledges recorded by source and restriction, so you always know what is truly available.

Form 990
On time
Exempt status protected
✓On time

The Form 990

Prepared accurately and filed on time, with the schedules, governance answers, and program ratio funders actually read.

Program ratio
82%
Program / admin / fundraising
✓Board-ready

Functional expense & board reports

Costs split across program, admin, and fundraising, and statements your board and funders trust.

Operating on both sides of the border (a US nonprofit working in Canada, or a Canadian charity in the US) gets the cross-border treatment on top. See cross-border →

Where to start

How nonprofits usually engage us

Most start with the 990 and a fund-accounting review, then grow into monthly books and a CFO view as grants and programs scale.

990 + books review
Start with compliance, not a retainer
from $895
  • Your Form 990 done right, on time (full 990 from $1,795)
  • A fund-accounting review that finds the gaps
  • No monthly commitment to begin
  • See tax & the 990 →
Start here
Monthly books + 990
When the org needs clean fund accounting
from $350/mo
  • Real fund accounting (restricted vs unrestricted)
  • A CPA-reviewed close every month
  • Add the 990 + reporting on one engagement
  • See the plans →
Start here
Fractional CFO
Grants, growth & audit-ready
from $1,750/mo
Start here

Just getting your 501(c)(3)? We can help with exemption and set up the books so they are audit-ready from day one (formation & the 990). Not sure which? A short call sorts it, we will tell you the one thing worth fixing first.

Real work

What that looks like in practice

Nonprofit · fund accounting

Net assets that finally made sense.

A growing nonprofit's books lumped restricted grants in with general funds, so the board never knew what was truly available. We rebuilt fund accounting around each restriction.

✓
ResultNet assets that were finally correct, and a board that trusted the numbers.
Nonprofit · Form 990

One late filing from losing exemption.

An organization had filed a thin 990 itself for years and was one missed deadline from losing tax-exempt status. We took over the return and the filing calendar.

✓
ResultAn accurate 990 filed on time, exempt status secure.
Nonprofit · grant & audit

Their first federal grant, audit and all.

A first federal grant came with a Single Audit requirement the organization was not ready for. We prepared the schedules and got the books audit-ready.

✓
ResultA clean audit, and a funder relationship kept.

Client engagements of the firm. Details anonymized.

What clients say

Leaders who stopped explaining fund accounting to their accountant

G★★★★★ 5.0 from clients on Google
★★★★★

"For the first time our board actually understands the financials. Restricted and unrestricted funds are finally separate and clear."

Sample client
Executive director
★★★★★

"They took the 990 off my plate completely. It's accurate, it's on time, and I stopped losing sleep over our exempt status."

Sample client
Nonprofit founder
★★★★★

"When our first big grant triggered an audit, they had us ready. The funder never saw a hiccup."

Sample client
Board treasurer

Sample layout. Real client reviews drop straight into this section once collected.

What you can count on

Built to standard, in writing

Real fund accounting, a 990 that protects your status, and one CPA from the 501(c)(3) to the audit. The promises below are written into your engagement.

  • Real fund accountingRestricted and unrestricted funds tracked separately and released as restrictions are met, so your net assets are always correct.
  • A 990 that protects your statusPrepared accurately and filed on time, with the program ratio and governance answers a funder will actually read.
  • From the 501(c)(3) to the auditThe same CPA from exemption to audit prep, so your board and your funders see one consistent story.
Engagement LetterBlue Cloud CPA
Our promise

Real fund accounting, a 990 filed accurately and on time, and one CPA from the 501(c)(3) to the audit.

Yarik Yarosh
CPA (US · Canada)
✓Signed
✓Built to standard
✓In writing
Who you work with

A CPA who knows fund accounting

Yarik Yarosh, CPA
Licensed CPAUS + Canada
501(c)(3) to auditKnows nonprofits

Your fund accounting, your grant tracking, your functional expense allocation, and your Form 990 are handled by Yarik Yarosh, a CPA licensed in both the United States and Canada who knows nonprofit accounting, not a generalist learning restricted funds on your dime. The same firm keeps the books, files the 990, and prepares you for the audit, so your board reports and your return agree, and organizations working across the border get both countries in-house.

LicensureCPA (US) · CPA (Canada)
MembershipsAICPA · CPA Canada
FirmFlorida-licensed CPA firm
ProfileLinkedIn
Leadership questions

Honest answers, up front

Do you actually know nonprofit accounting, or just bookkeeping?
Both. We keep real fund accounting, restricted and unrestricted, and we speak functional expense allocation, program ratio, the 990, and Single Audit. The point is that your board reports and your 990 finally tell the same story.
Can you prepare and file our Form 990?
Yes, and on time. We prepare the 990, 990-EZ, or 990-N your organization needs, with the schedules, governance answers, and program ratio that funders and the public actually read.
Our restricted funds are a mess. Can you fix it?
Yes. Rebuilding fund accounting so restricted and unrestricted net assets are separate and correct is one of the most common things we do. We track each restriction and release it properly as it is met.
We're facing our first audit. Can you get us ready?
Yes. We prepare the schedules and clean up the books for an independent audit, and for organizations with federal funding, the Single Audit under Uniform Guidance.
We operate in both the US and Canada. Does that matter?
It can matter a lot, and it is our specialty. Organizations working on both sides of the border get the both-countries treatment on top of the nonprofit work, from a CPA licensed in both.
How do we get started?
A short call with a CPA who knows nonprofits. We will tell you the one thing worth fixing first, and quote it before anything starts.
Running a nonprofit?Talk to a CPA who actually knows fund accounting.
Talk to a nonprofit CPA

Let's get the nonprofit side right

A short call with a CPA who knows nonprofits. We'll tell you the one thing worth fixing first, and quote it before anything starts.

  • ✓A CPA who speaks fund accounting and the 990
  • ✓Restricted funds tracked and released right
  • ✓Statements your board and funders trust
  • ✓No payment until after the call
A CPA who knows nonprofitsFund accounting, the 990, grants, and audit prep, handled by a licensed CPA, not a generalist bookkeeper.
Fund accountingThe 990Audit-ready

Talk to a nonprofit CPA

Two quick steps, then pick a time. A short call with a CPA.

No payment until after the call. Prefer the phone? 786-952-6621

Talk to a nonprofit CPA