Free second-opinion review. We will tell you if your last return left money behind.
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Tax preparation · US + Canada

Your return, prepared and signed by a CPA.

Personal and business taxes, US and Canadian, done by a licensed CPA who finds what software and seasonal preparers miss. Fixed price, quoted before any work starts, and filed on time.

★★★★★
5.0 from clients on Google
A CPA signs every returnPersonal & businessFixed prices
A Blue Cloud tax client
Your 2025 return Accepted
$4,210Refund, direct deposit
Federal+$3,150
State+$1,060
StatusE-filed, signed
Signed by a CPA
A CPA signs itNot software, not a seasonal preparer
Fixed pricesQuoted up front, never hourly
Personal & business1040, 1120-S, 1065, T1, T2
Filed on timeE-filed, extensions tracked
More than data entry

The difference is what a CPA catches

Software fills in the boxes you already know about. A CPA finds the ones you do not: the election that lowers your bill, the deduction your last preparer skipped, the credit you qualify for. Your return is prepared, reviewed, and signed by that CPA, so someone qualified stands behind it.

  • The moves software missesEntity elections, retirement and QBI levers, the deductions that need judgment, not just a checkbox.
  • One firm for books and taxIf we keep your books too, the return draws straight from them, with no year-end reconciliation scramble.
Get started
A Blue Cloud tax client at work
Reviewed & signedBy a licensed CPA
Every credit checkedNot just the obvious ones
Year-round, not seasonalA CPA after April too
Who we file for

Whatever return you need, under one roof

2025 refund
$4,210
Federal + statee-filed
1040 + T1

Individuals & families

1040 and Canadian T1, from a simple W-2 return to rentals, investments, and multi-state.

S-corp check
Self-employment tax$11,300
As an S-corp$4,900
About $6,400 saved a year
QBI checked

Self-employed & 1099

Schedule C, home office, QBI, quarterly estimates, and whether an S-corp election would save you money.

K-1s issued
Owner A
Owner B
Owner C
Books tied out

S-corps, partnerships, C-corps

1120-S, 1065, and 1120, with the K-1s to your owners and the books tied out to the return.

Filed both sides
US 1040
Canada T1
Both sides

Canadian & cross-border

Canadian T1 and T2, and both countries together when you live or earn on both sides. See cross-border →

Pricing

Clear prices, quoted before any work begins

Every return is a fixed fee you see up front. Start with a second-opinion review, or go straight to your return.

Second Opinion
Start here
$195
  • A CPA reviews a return you already filed
  • What was missed, what is worth amending
  • Credited toward an amendment or engagement
Book a review
Individual
Personal returns
from $275
  • 1040 or Canadian T1, e-filed
  • Federal + one state included
  • Itemized / rental / side income from $495
  • Multi-rental / K-1 / complex from $895
Get a quote
Business
Entities
from $1,295
  • S-corp (1120-S) or partnership (1065)
  • K-1s to each owner
  • Books tied out to the return
  • C-corp (1120) from $2,495
Get a quote
Tax Membership
Proactive, year-round
from $1,895/yr
  • Your return included
  • Mid-year planning so April has no surprises
  • Estimated payments managed
  • A CPA all year, not just at filing
Get a quote

Behind on several years? Multi-year catch-up is one of the most common ways clients start. We get every open year filed and back on schedule, with the full scope and price quoted before any work begins.

Includes federal + one state. Canadian returns: T1 from $250 CAD, T2 from $1,500 CAD. Add-ons (extra state +$125, K-1 +$50, S-corp election $350, amended from $350) are quoted up front. The $195 second opinion credits toward an amendment or engagement.

What the fee buys

A cheap return, or one a CPA signs

The lowest price and the lowest tax bill are rarely the same return. Here is what the bargain option leaves on the table.

The bargain option

Software or a seasonal preparer

Cheaper on the invoice. The cost shows up in what it skips.

  • You enter your own formson you
  • Deductions you did not know to claimmissed
  • Whether an S-corp election would save younot checked
  • A licensed CPA who signs the returnno
  • Someone to reach after Aprilgone
  • If the IRS sends a noticeyour problem
What it really coststhe missed deduction
VS
A Blue Cloud return

Prepared and signed by a CPA

A fixed price, quoted first, with a CPA standing behind it.

  • A licensed CPA prepares and signs itincluded
  • Every credit and deduction checkedincluded
  • Entity and election reviewincluded
  • One firm for your books and taxincluded
  • A CPA you can reach all yearincluded
  • Routine IRS / CRA notice handledincluded
One CPA-signed returnfrom $275

The cheapest return is the one that misses the deduction you never knew to claim. A CPA-prepared return checks the moves a checkbox skips, and more often than not it pays for itself. Coming from software or another preparer? Send last year's return and we take it from there.

The accuracy warranty

A CPA signs it, and stands behind it

A licensed CPA prepares and signs your return, and if our error causes a penalty, the cost is ours, written into the engagement letter you sign.

  • Our error, our billIf a penalty or interest results from our mistake on a return we prepared, we pay it, up to your engagement fee or $2,500, whichever is smaller.
  • No surprise billsYour fee is fixed in writing before any work starts. No hourly meter, and anything beyond the agreed scope is priced and approved first.
  • On time, both countriesE-filed for the US and Canada, extensions tracked and handled, and a CPA you can still reach after April, not just at filing.

The conditions: complete and timely information from you, and any IRS or CRA notice forwarded to us within 7 days of the date on the notice. The warranty covers our errors; it does not promise a specific refund or outcome.

Engagement LetterBlue Cloud CPA
Accuracy warranty

If our error causes a penalty or interest on a return we prepared, we pay it, up to your fee or $2,500, whichever is smaller.

Yarik Yarosh
CPA (US · Canada)
Signed
We pay the penalty
In writing
Who signs your return

A licensed CPA, not a seasonal preparer

Yarik Yarosh, CPA, dual-licensed US and Canada
Dual-licensedUS + Canada
Signs every returnPersonally

Your return is prepared, reviewed, and signed personally by Yarik Yarosh, a CPA licensed in both the United States and Canada. The same CPA who plans the return signs it, and is reachable year-round, not just from January to April. The practice runs bookkeeping, business and personal tax, cross-border, and advisory under one roof.

LicensureCPA (US) · CPA (Canada)
MembershipsAICPA · CPA Canada
FirmFlorida-licensed CPA firm
ProfileLinkedIn
Real work

What that looks like in practice

Self-employed · S-corp election

The same income, a smaller tax bill.

A profitable freelancer was paying self-employment tax on every dollar. We ran the numbers, made a timely S-corp election, and set a reasonable salary.

ResultSeveral thousand a year in self-employment tax, kept rather than paid.
Individual · multi-year catch-up

Three unfiled years, brought current.

A client who had fallen behind came in dreading it. We filed the open years, sorted the notices, and put estimates in place so it would not happen again.

ResultCurrent with the IRS, penalties minimized, and back on a schedule.
Second opinion · prior return

What the last preparer left behind.

A new client's prior return looked fine until we read it. A missed home-office allocation and an overlooked retirement deduction were both still claimable.

ResultAn amended return that more than paid for the review.

Client engagements of the firm. Details anonymized.

What clients say

Owners and families who stopped overpaying

G★★★★★ 5.0 from clients on Google
★★★★★

"A real CPA caught a deduction my last preparer had missed two years running. The amended return more than paid for the review."

Sample client
Small business owner
★★★★★

"Both my US and Canadian returns done in one place, and they finally agree. No more two accountants pointing at each other."

Sample client
Cross-border family
★★★★★

"Fixed price, quoted up front, and a CPA I can actually reach in July. April stopped being the stressful month."

Sample client
Self-employed

Sample layout. Real client reviews drop straight into this section once collected.

How it works

From your last return to filed, without the friction

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Free intro call
Tue · 10:00 AM
Thu · 2:00 PM
Book now

A free intro call

Fifteen minutes. Send your last return and we tell you honestly what it needs, and what it does not.

Your returnQUOTE
Individual 1040$275
Federal + one stateincl.
Your price$275
$Fixed price

A fixed-price quote

Your return's scope and price, quoted in writing before any work begins.

Yarik Yarosh, CPA
Your CPA
Yarik Yarosh, CPA
Reviewed & signed

A CPA prepares and signs

We prepare the return, a licensed CPA reviews and signs it, and walks you through it before anything is filed.

Your 2025 return20252024
E-filedboth
Filed on time

E-filed, and a plan

We e-file both countries where they apply, then leave you a short note on what to do differently next year.

Questions people ask

Honest answers, up front

Do you do both personal and business returns?
Yes. Personal (1040, Canadian T1) and business (1120-S, 1065, 1120, T2), often for the same client, so the owner's return and the company's return are prepared together and actually agree.
US and Canadian both?
Yes. We hold active CPA licenses in the United States and Canada. If your taxes touch both countries, both returns are handled in one place. See the cross-border page for the both-sides specialty.
How much does a return cost?
Fixed fees, quoted before any work starts. Individual returns run from $275 (more for rentals, investments, or multi-state), business returns from $1,295, and an ongoing Tax Membership from $1,895 a year. You always see the number first.
I am behind several years. Can you help?
Yes, and it is common. We file the open years, deal with any notices, and put estimates in place so you stay current. We tell you the full scope and price before anything is filed.
Do I get a real CPA, or software and a seasonal preparer?
A licensed CPA prepares, reviews, and signs your return, and is reachable year-round, not just from January to April. The judgment calls are made by someone qualified.
Can you check what my last preparer missed?
That is exactly what the $195 second opinion is for. A CPA reviews a return you already filed and tells you what was missed and whether it is worth amending. The fee credits toward the amendment or an engagement.
How do we get started?
Send your last return and book a short call. We will tell you honestly what your situation needs, quote a fixed price, and only start once you say go. No payment until after the call.
Not sure what your return needs?A CPA will tell you on a short call, no charge.
Get started

Let's get your return done right

A short call with a CPA. Send your last return and we will tell you honestly what yours needs, and what it does not.

  • A real CPA prepares and signs it
  • An honest read on what was missed
  • A fixed price, quoted up front
  • No payment until after the call
A CPA does your return, not a seasonal hirePrepared, reviewed, and signed by a licensed CPA, dual-licensed US and Canada, reachable all year.
CPA-signedFixed pricesUS & Canada

Get started on your taxes

Two quick steps, then pick a time. A short call with a CPA.

No payment until after the call. Prefer the phone? 786-952-6621

Get started on your taxes