601 plain-English guides on cross-border, each one ending in what to do next.
Page 13 of 26, newest first.
The penalty landscape for cross-border filers. FBAR, Form 5471, Form 3520, late returns, and the CRA equivalents. Covers treaty provisions, foreign tax.
Cross-BorderCanadians on a J-1 visa or IEC working holiday in the US face a unique tax position: the exempt individual rules, the substantial presence test.
Cross-BorderA joint bank or investment account with a person in the other country creates reporting obligations for both parties. Covers treaty provisions, foreign.
Cross-BorderKeeping a Canadian bank account after moving to the US is common. You may need it to receive Canadian pension payments, manage a Canadian rental property.
Cross-BorderMaternity and parental leave benefits create a cross-border tax issue because Canada provides generous government-funded benefits through Employment.
Cross-BorderCanada credits medical costs over the lesser of 3% of net income or $2,890 (2026); the US deducts over 7.5% of AGI. Includes IRS rules, documentation.
Cross-BorderIn the US, mortgage interest on your principal residence and one additional home is deductible if you itemize (up to $750,000 of acquisition debt).
Cross-BorderCanada allows a moving expense deduction. The US suspended it for employees. Here is how the deduction works when you move between the two countries.
Cross-BorderAlberta and Texas are both marketed as low-tax jurisdictions: Alberta has no provincial sales tax (though it has provincial income tax).
Cross-BorderWashington has no income tax, but its 7% capital gains tax catches stock sales, RSU gains, and investment exits. Covers key rules, filing requirements,.
Cross-BorderAlabama's income tax tops out at 5%, starting at just $3,000 of taxable income for single filers, but a rare deduction for federal income tax paid softens it.
Cross-BorderAlaska has no state income tax and no statewide sales tax, and qualifying residents get a Permanent Fund Dividend, typically $1,000 to $3,200, taxed federally.
Cross-BorderArizona's 2.5% flat income tax is the lowest flat rate among states with an income tax. Popular with Canadian retirees and a growing tech hub.
Cross-BorderArkansas's top income tax rate has fallen to 3.9%, among the lowest graduated rates in the country, but combined sales tax can top 11%.
Cross-BorderColorado's flat 4.4% state income tax, unique TABOR refund, and growing tech corridor make it an increasingly common destination for Canadians.
Cross-BorderConnecticut runs a graduated income tax up to 6.99%, a pass-through entity tax that works around the federal SALT cap. Covers key rules, filing.
Cross-BorderDelaware runs a graduated income tax topping out at 6.6%, charges no sales tax at all, and has some of the lowest property taxes in the country.
Cross-BorderGeorgia's state income tax is moving to a flat rate, Atlanta is a growing hub for Canadians, and the film industry draws short-term and permanent movers.
Cross-BorderHawaii's top state income tax rate is 11%, one of the steepest in the country. Add the highest cost of living in the US and a state estate tax.
Cross-BorderIdaho's flat 5.8% income tax, no local income taxes, and a growing Boise tech scene make it a real option for Canadians from Alberta and BC.
Cross-BorderIllinois has a flat 4.95% income tax, but Chicago adds no city income tax. A major corridor for Canadians in finance, consulting, and tech.
Cross-BorderIndiana's flat 3.05% state rate is one of the lowest in the country, but every county adds its own income tax on top. Covers key rules, filing.
Cross-BorderIowa finished phasing in a flat 3.9% income tax in 2026, replacing the old graduated system that ran as high as 8.53%. Covers key rules, filing.
Cross-BorderKansas taxes income on a three-bracket scale up to 5.7%, has no city earnings tax anywhere, and just exempted Social Security entirely.