581 plain-English guides on cross-border, each one ending in what to do next.
Page 20 of 25, newest first.
Technically yes, but it creates PE risk, US payroll tax obligations, and state nexus for the employer.
Cross-BorderIf you worked for a Canadian employer and earned a pension (defined benefit or defined contribution), and you now live in the US.
Cross-BorderWithout a W-8BEN, your US client must withhold 30% of what they pay you. With one claiming the treaty rate, withholding drops to 0%.
Cross-BorderCanada includes the full distribution in your income and gives you a foreign tax credit for the US withholding.
Cross-BorderWhen a Canadian trust has a US beneficiary. When all parties are Canadian residents, these trusts work as designed.
Cross-BorderThe CRA Voluntary Disclosure Program (VDP) allows taxpayers who have unreported income, unfiled returns.
Cross-BorderChild support is neither deductible nor taxable in Canada or the US, whatever the agreement date and whichever side of the border each parent lives on.
Cross-BorderSplitting RRSPs, 401(k)s, IRAs, and pensions in a cross-border divorce triggers treaty, withholding, and rollover rules.
Cross-BorderEstate freezes, alter-ego trusts, and joint partner trusts are Canadian tools that collide with US estate tax, gift tax, and foreign trust rules.
Cross-BorderClaim bills where they clear the floor: Canada's credit starts over the lesser of 3% of net income or $2,890 (2026), the US deduction over 7.5% of AGI.
Cross-BorderEvery crypto disposal is taxable in both countries, but cost basis, inclusion rates, and reporting forms differ.
Cross-BorderIf you are a dual US-Canada citizen who was born with both citizenships (or acquired one through a parent).
Cross-BorderF-1 students are exempt individuals for five calendar years, so their days don't count toward the substantial presence test. OPT doesn't reset the clock.
Cross-BorderThe foreign tax credit (FTC, claimed on Form 1116) uses that Canadian tax to offset your US liability dollar for dollar, up to the limitation.
Cross-BorderIRC 6013(g) lets you file jointly with a non-resident Canadian spouse for MFJ brackets and the standard deduction.
Cross-BorderBecause the credit is capped, not at the Canadian tax you paid, but at the US tax attributable to your foreign-source income.
Cross-BorderThey are different forms, filed with different agencies, under different statutes, with different thresholds, and one does not replace the other.
Cross-BorderMoving to the US does not cancel your GST/HST registration automatically. Moving to the US does not automatically cancel your GST/HST registration.
Cross-BorderCanadians who need to file a US tax return apply for an ITIN using Form W-7. How the process works, what to mail, and how to protect your passport.
Cross-BorderThe NR4 reports Canadian-source income and Part XIII withholding. The NR4 slip is Canada's information return for income paid to non-residents.
Cross-BorderYou can keep your US brokerage and IRA, but most brokerages restrict nonresident accounts once you move to Canada.
Cross-BorderThe 3.8% Net Investment Income Tax under IRC 1411 hits US citizens in Canada harder than it hits US citizens in the US.
Cross-BorderNo. Under Article XVIII(1) of the Canada-US tax treaty, OAS paid to a US resident is taxable only in the US.
Cross-BorderWhen you leave Canada, payers of Canadian-source income must withhold Part XIII tax at 25%, reduced by treaty.