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Guides · Cross-Border

Cross-Border guides

581 plain-English guides on cross-border, each one ending in what to do next.

All Cross-BorderUS TaxCanadian TaxSmall Business & BookkeepingCFO & AdvisoryTax Planning

Page 24 of 25, newest first.

Cross-Border

My RSUs Show Up on Both My W-2 and My T4. How Do I Avoid Double Tax?

Not necessarily. Each country runs its own inclusion rule and taxes its share of the vesting period.

Jul 27, 2026
Cross-Border

Roth IRA in Canada: Does It Stay Tax-Free?

Yes, in most cases. A Roth IRA held by a Canadian resident stays tax-free in most cases, and that outcome rests on three separate things rather than one.

Jul 27, 2026
Cross-Border

Should I File Form NR73 When I Leave Canada?

No CRA description of Form NR73 we could locate makes it mandatory, and what it gives back is an opinion that doesn't bind the CRA.

Jul 27, 2026
Cross-Border

I Moved to the US but My Spouse Stayed in Canada. How Do We File?

A spouse who stays in Canada is usually a significant residential tie, which can push your Canadian departure date past your own flight.

Jul 27, 2026
Cross-Border

Am I Still a Canadian Tax Resident? The Order the Tests Actually Run In

It turns on your residential ties, and the tests run in a set order. Factual residence comes first: if you kept a home, a spouse or partner.

Jul 24, 2026
Cross-Border

How do I get the 15% treaty rate, not 30%, withheld on my US IRA or 401(k) as a Canadian resident?

For a Canadian resident who isn't a US citizen or green-card holder, 15% applies only where the payment is periodic; a pre-tax lump sum stays at 30%.

Jul 24, 2026
Cross-Border

How Are CPP and OAS Taxed if I Live in the US?

The US then treats them as if they were US Social Security, so at most 85% of the total lands in your US income.

Jul 24, 2026
Cross-Border

I sold my Canadian home after moving to the US: what do I owe on each side?

Both tax it. Canada's gain runs from an acquisition date a complete rental conversion moves unless you elect out.

Jul 24, 2026
Cross-Border

Should I Wind Up My Canadian Corporation Before Moving to the US, or Keep It?

Usually wind it up before you go. Usually, wind it up before you go, and the reason sits on the US side.

Jul 24, 2026
Cross-Border

Form NR6 and the section 216 return: I kept my Canadian rental after moving to the US

Form NR6 moves that 25% onto what's left after expenses, but only once CRA approves the form in writing.

Jul 23, 2026
Cross-Border

I'm late on FBARs. Do I just file them, or do I need Streamlined?

If income was reported, file the late FBARs through FinCEN with a reasonable-cause explanation. No penalty in that scenario.

Jul 23, 2026
Cross-Border

What Happens to My Canadian Corporation (CCPC) When I Move to the US?

It stays Canadian but loses CCPC status the day you leave. What changes is status, on two dates rather than one.

Jul 23, 2026
Cross-Border

Is a US LLC a tax trap for Canadians, and how do I fix it?

Usually yes, because the two countries disagree about what your LLC is. The IRS ignores it and taxes you personally as the profit is earned.

Jul 23, 2026
Cross-Border

Form 8621 and PFICs: Are Canadian Mutual Funds and ETFs Caught?

Form 8621 is the information return a US taxpayer files for each passive foreign investment company they hold (Form 8621 instructions).

Jul 22, 2026
Cross-Border

Canadian Departure Tax: Does the US Recognize What You Paid?

Not automatically. You need the Article XIII(7) treaty election on your first US return after the move, or both countries tax the same gain twice.

Jul 22, 2026
Cross-Border

I'm a US citizen in Canada and I've never filed US taxes

Yes, you're required to file. And no, finding out late doesn't put you in the category the forum threads are describing.

Jul 22, 2026
Cross-Border

What happens to an RESP and the CCB when you move to the US?

You can keep the RESP, but contributions and the CESG stop when your child leaves Canada. The CCB ends too, and the IRS side turns on Rev. Proc. 2020-17.

Jul 22, 2026
Cross-Border

I'm Canadian on a TN Visa. How Do US Taxes Work My First Year?

Yes, your TN days count toward the substantial presence test. Arrive by mid-year and you'll likely file a dual-status return.

Jul 21, 2026
Cross-Border

E-2 Visa Move: Your Canadian Taxes and What You File in Year One

Most E-2 movers become US tax residents the year they land and file a final Canadian return with a departure date.

Jul 21, 2026
Cross-Border

Do I Owe US Exit Tax If I Give Up My Green Card and Move Back to Canada?

Only if you're both a long-term resident (green card in 8 of the last 15 taxable years) and a covered expatriate. Plenty of people are neither.

Jul 21, 2026
Cross-Border

Leaving Canada Permanently: What's the Tax Checklist?

Six steps: sever ties, inventory assets, file T1161 and T1243, settle RRSP and TFSA, check CPP/OAS, and shut down CRA benefits.

Jul 21, 2026
Cross-Border

What happens to my RRSP and TFSA when I move to the US on TN?

Canada's departure tax skips both: RRSPs and TFSAs are excluded from the deemed sale that hits most other property.

Jul 21, 2026
Cross-Border

I'm a US resident selling Canadian property. What is a Section 116 clearance certificate?

Without a section 116 certificate, the buyer holds back 25% of the full sale price. File T2062 before closing. On a rented building the holdback is 50%.

Jul 21, 2026
Cross-Border

Do I Owe Canadian Departure Tax When I Move to the US? (T1161, T1243, and the Deemed Disposition)

The tax bill is only half the departure story. The unfiled T1161 and the unhandled US side of that gain are where people.

Jul 20, 2026