Guides for Americans and returning Canadians moving north: becoming a Canadian tax resident, provincial tax rates, and what happens to US accounts and filings after the move.
10 guides, each written by a CPA licensed in the US and Canada.
Alberta has Canada's lowest top provincial rate and no sales tax, but a US citizen moving to Calgary or Edmonton still files two returns forever.
Cross-BorderBC's top rate is 20.5% above $252,752, MSP is premium-free but you still have to enroll, and US citizens keep filing with the IRS forever.
Cross-BorderManitoba's top provincial rate is 17.4%, and it bites early: the top bracket starts around $105,000, far lower than most provinces.
Cross-BorderMoving from the US to New Brunswick combines the general Canadian cross-border rules (worldwide-income filing, deemed acquisition of your assets.
Cross-BorderMoving from the US to Newfoundland and Labrador combines the standard Canadian federal obligations with a provincial system that has one.
Cross-BorderNova Scotia has one of the heaviest tax loads in Canada: a top provincial rate of 21%, stacked on federal tax for a combined marginal rate above 54%.
Cross-BorderOntario's top combined rate is 53.53%, OHIP kicks in after a 3-month wait, and the CRA wants to know about your US retirement accounts.
Cross-BorderPEI's top provincial rate is 18.75%, raised from 16.7% in 2023, plus 15% HST. The tax picture is not small, though. Covers key rules, filing requirements,.
Cross-BorderQuebec files its own separate provincial return, taxes top out at 25.75%, and QST plus GST adds nearly 15% to purchases.
Cross-BorderMoving from the US to Saskatchewan is common in a handful of specific corridors: potash (Nutrien, Mosaic, and BHP's Jansen mine all recruit US mining.