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Snowbirds, day counts, and tax residency

How many days a Canadian can spend in the US, the substantial presence test, Form 8840 and the closer connection exception, treaty tie-breaker rules, commuters, and digital nomads.

19 guides, each written by a CPA licensed in the US and Canada.

Cross-Border

Am I Still a Canadian Tax Resident? The Order the Tests Actually Run In

It turns on your residential ties, and the tests run in a set order. Factual residence comes first: if you kept a home, a spouse or partner.

Jul 24, 2026
Cross-Border

Canadian Snowbird Renting on Airbnb: The Full Tax Picture

The complete tax picture when a Canadian snowbird rents a Florida condo on Airbnb part of the year: US reporting, the 871(d) election, IRC 280A.

Aug 27, 2026
Cross-Border

Digital Nomad Tax Residency: Where You Owe When You Work Remotely Between Canada and the US

Tax residency is determined by each country's domestic rules, not by where the employer is located.

Sep 4, 2026
Cross-Border

Digital Nomad Tax: Canada-US Cross-Border Rules for Remote Workers

No digital nomad rule exists in either tax code. Residency decides who taxes your worldwide income, and work location decides who taxes that pay.

Aug 30, 2026
Cross-Border

Do I need to file Form 8840 as a Canadian snowbird?

If you meet the substantial presence test and want the closer connection exception, Form 8840 is the statement you file.

Aug 7, 2026
Cross-Border

Does Managing My US Airbnb Make Me a US Tax Resident?

Active Airbnb management won't change your day count, but it can move your tax home to the US, kill the closer connection exception.

Aug 27, 2026
Cross-Border

Dual Tax Resident of Canada and the US? How the Treaty Tie-Breaker Works

If both countries claim you as a tax resident, the Canada-US treaty has a tie-breaker. Here is how each test works and what happens when the tie breaks.

Aug 30, 2026
Cross-Border

Form 8840 Closer Connection Exception: How Snowbirds Avoid US Tax Residency

A Canadian snowbird who spends more than 122 days per year in the US over a three-year period may meet the substantial presence test and be treated.

Sep 4, 2026
Cross-Border

How Does the CRA Determine Tax Residency?

Canada determines tax residency based on residential ties, not citizenship or a fixed day count. Your home, spouse, and dependants drive the test.

Aug 30, 2026
Cross-Border

How Many Days Can a Canadian Snowbird Spend in the US?

There's no flat 182-day safe number. The substantial presence test weights three years, so 122 days each winter, three winters running, already meets it.

Jul 28, 2026
Cross-Border

I Commute From Windsor to Detroit. Am I a US Tax Resident?

Usually not. Days you commute home within 24 hours don't count toward US residency if you cross on more than 75% of your workdays.

Jul 29, 2026
Cross-Border

I Split My Time Between Canada and the US. Where Do I Actually Pay Taxes?

The US uses a weighted day count (the substantial presence test), but it runs across three years, not one. Both countries, potentially.

Aug 21, 2026
Cross-Border

I'm a Snowbird and I Just Bought a Florida Condo. Does That Change My Taxes?

No, a condo doesn't change your day count. Your day count does that, and ownership isn't a term in it. No, the purchase doesn't put you on a US.

Jul 30, 2026
Cross-Border

Snowbird Tax Guide: How Spending Winters in the US Affects Your Canadian Tax Residency

A Canadian who spends part of the year in the US can accidentally become a US tax resident under the substantial presence test.

Sep 4, 2026
Cross-Border

Tax Home: What It Means for the IRS and Why It Matters Cross-Border

Your IRS tax home is your regular place of business, not where you live. This distinction drives FEIE eligibility, travel deductions, and treaty claims.

Aug 30, 2026
Cross-Border

The 14-Day Rule for a Canadian's Florida Condo

Section 280A classifies your Florida condo as full rental, mixed use, or personal residence based on the 14-day and 10% thresholds.

Aug 27, 2026
Cross-Border

The Closer Connection Exception: How the IRS Decides Where Your Life Is

The closer connection test under IRC 7701(b)(3)(B) lets Canadians who meet the substantial presence test avoid US tax residency.

Aug 30, 2026
Cross-Border

The Substantial Presence Test: How the 183-Day Formula Works

The substantial presence test is the formula the IRS uses to determine whether a non-citizen without a green card is a US tax resident.

Aug 30, 2026
Cross-Border

US-Canada Tax Treaty Tiebreaker Rules

You can be a tax resident of both Canada and the United States at the same time under each country's domestic rules. Covers key rules, filing.

Aug 30, 2026

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