2,121 plain-English guides on cross-border moves, US and Canadian returns, and small-business money. Each one ends in what to do next, and says when a written Diagnostic is the smarter first step.
Page 84 of 89, newest first.
An RRSP is a tax-deferred retirement account in Canada. Contributions are deductible, growth is sheltered, and withdrawals are taxed as income.
Cross-BorderUnlike a Canadian returning home, you have no departure tax problem (that is a Canadian tax concept for people leaving Canada, not entering it).
Cross-BorderThe CCB is tax-free in Canada. For US citizens and green card holders in Canada, the question is whether it must be reported on the 1040.
Cross-BorderCanadians pay more income tax than Americans at most incomes. Top combined rates run 53.5% in Ontario and 37% in Texas. Sales tax, payroll tax and health costs compared.
Cross-BorderIf you are moving to the US and your Canadian employer wants to keep you, the simplest approach from your employer's perspective is to keep you.
Cross-BorderIf you worked for a Canadian employer and earned a pension (defined benefit or defined contribution), and you now live in the US.
Cross-BorderWithout a W-8BEN, your US client must withhold 30% of what they pay you. With one claiming the treaty rate, withholding drops to 0%.
Cross-BorderCanada includes the full distribution in your income and gives you a foreign tax credit for the US withholding. Covers treaty provisions, foreign tax.
Cross-BorderWhen a Canadian trust has a US beneficiary. When all parties are Canadian residents, these trusts work as designed. Covers treaty provisions, foreign tax.
Cross-BorderThe CRA Voluntary Disclosure Program (VDP) allows taxpayers who have unreported income, unfiled returns, or incorrect information on prior returns to come.
Cross-BorderChild support is neither deductible nor taxable in Canada or the US, whatever the agreement date and whichever side of the border each parent lives.
Cross-BorderSplitting RRSPs, 401(k)s, IRAs, and pensions in a cross-border divorce triggers treaty, withholding, and rollover rules.
Cross-BorderEstate freezes, alter-ego trusts, and joint partner trusts are Canadian tools that collide with US estate tax, gift tax, and foreign trust rules.
Cross-BorderClaim bills where they clear the floor: Canada's credit starts over the lesser of 3% of net income or $2,890 (2026), the US deduction over 7.5% of AGI.
Cross-BorderEvery crypto disposal is taxable in both countries, but cost basis, inclusion rates, and reporting forms differ. Covers treaty provisions, foreign tax.
Cross-BorderIf you are a dual US-Canada citizen who was born with both citizenships (or acquired one through a parent). The filing obligation existed all along.
Cross-BorderF-1 students are exempt individuals for five calendar years, so their days don't count toward the substantial presence test. OPT doesn't reset the clock.
Cross-BorderThe foreign tax credit (FTC, claimed on Form 1116) uses that Canadian tax to offset your US liability dollar for dollar, up to the limitation.
Cross-BorderIRC 6013(g) lets you file jointly with a non-resident Canadian spouse for MFJ brackets and the standard deduction. Covers treaty provisions, foreign tax.
Cross-BorderBecause the credit is capped, not at the Canadian tax you paid, but at the US tax attributable to your foreign-source income.
Cross-BorderOften yes. The FBAR goes to FinCEN at $10,000; Form 8938 goes to the IRS at $50,000 or more. Thresholds, what counts, penalties and Canadian examples side by side.
Cross-BorderMoving to the US does not cancel your GST/HST registration automatically. Moving to the US does not automatically cancel your GST/HST registration.
Cross-BorderCanadians who need to file a US tax return apply for an ITIN using Form W-7. How the process works, what to mail, and how to protect your passport.
Cross-BorderThe NR4 reports Canadian-source income and Part XIII withholding. The NR4 slip is Canada's information return for income paid to non-residents.