2,076 plain-English guides on cross-border moves, US and Canadian returns, and small-business money. Each one ends in what to do next, and says when a written Diagnostic is the smarter first step.
Page 84 of 87, newest first.
If you worked in both Canada and the US, you may be entitled to benefits from both CPP and Social Security.
Cross-BorderCanada does not recognize a 529 plan's tax-free status. The 529 keeps its US tax-free status after you move.
Cross-BorderBoth require the seller to compute the real tax, and the real tax depends on whether the property was personal use or rental, how long it was held.
Cross-BorderCanada ignores the ISO distinction, so all stock options are taxed alike. A stock option exercised after a cross-border move is taxed by both countries.
Cross-BorderYou keep your HSA when you move to Canada, but Canada taxes the growth annually, you cannot contribute without a US HDHP, and the treaty does not cover it.
Cross-BorderThe One Big Beautiful Bill made TCJA rates permanent and raised the estate exemption to $15 million. Here is what changed for cross-border filers.
Cross-BorderHow the totalization agreement prevents double FICA and CPP contributions, assigns coverage to one country, and lets you combine work credits for benefits.
Cross-BorderNo state may tax the retirement income of someone who is neither its resident nor its domiciliary under 4 U.S.C.
Cross-BorderYes, the ESPP discount stays US-taxable. IRC 423(c) treats it as compensation sourced to where you worked, not where you live when you sell.
Cross-BorderTwo of the three FHSA types at ITA 146.6(1) aren't trusts at all. Where yours is the trusteed kind, Rev. Proc.
Cross-BorderCanada gives an individual 10 calendar years from that year's end under ITA 152(4.2), and the Minister may.
Cross-BorderIt's 5% of the highest year-end aggregate of unreported foreign assets across the covered years, charged once.
Cross-BorderYes, on Form RC4288. ITA 220(3.1) reaches penalty and interest but not the tax, ten years from year end. The CRA runs interest on a ten-year accrual clock.
Cross-BorderYes. Form T1244 elects under ITA 220(4.5) to defer the tax on your deemed disposition, and the statute deems security accepted up to a floor amount.
Cross-BorderLeaving Canada doesn't cancel the principal residence exemption, and the departure rules don't trigger it either.
Cross-BorderUsually not. Canadian Corporations and Companies are treated as corporations for US tax, so Form 8832 is closed to them.
Cross-BorderIf you meet the substantial presence test and want the closer connection exception, Form 8840 is the statement you file.
Cross-BorderYes if you're resident in Canada and a US corporation is your foreign affiliate: 1% yourself, 10% across related persons, 10 months after year end.
Cross-BorderUS self-employment tax is a US-person exposure: it generally reaches US citizens and US residents wherever they live.
Cross-BorderNo, and the relief reaches back further than most write-ups say. But it left Form 8938 and the FBAR standing, and that carve-out is in the operative text.
Cross-BorderUnless exempt, the trust files it and the trustee signs, by the 15th day of the 3rd month after its year end.
Cross-BorderIt depends on the tax year. Public Law 119-21 (4 July 2025) renamed the inclusion net CFC tested income.
Cross-BorderIf the move made you a US tax resident, the US taxes income from sources inside and outside the country.
Cross-BorderIt's three taxes stacked: New York State residency, New York City's own income tax, and nonresident sourcing. State and city each have two routes in.