971 plain-English guides on cross-border moves, US and Canadian returns, and small-business money. Each one ends in what to do next, and says when a written Diagnostic is the smarter first step.
Page 25 of 41, newest first.
Michigan's flat 4.25% income tax, Detroit-Windsor corridor, and the auto industry pipeline make it a natural cross-border move. Here's the tax picture.
Cross-BorderQuebec requires a separate provincial return (TP-1), a separate set of slips (Relevé instead of T4/T5), and a separate assessment.
Cross-BorderSaskatchewan's top provincial rate is 14.5%, its major employers already rotate staff through Texas and North Dakota.
Cross-BorderOntario's top combined rate is 53.53%, OHIP kicks in after a 3-month wait, and the CRA wants to know about your US retirement accounts.
Cross-BorderWhat happens to your Canadian taxes when you move to the US. Moving from Canada to the US is not one tax event but a sequence of them.
Cross-BorderWhen a Canadian payer sends money to a non-resident (dividends, interest, rent, pension, royalties, management fees).
Cross-BorderOld Age Security (OAS) is a monthly pension paid by the Canadian government to most Canadians aged 65 and older, regardless of work history.
Cross-BorderThe higher-income spouse can allocate up to 50% of qualifying pension income to the lower-income spouse, reducing the family's combined tax.
Cross-BorderThe biggest cross-border tax mistakes are made before the move, not after. Collapsing a TFSA a month too late creates a foreign trust problem.
Cross-BorderProvincial health insurance is one of the first things people lose when they leave Canada and one of the last things they regain when they return.
Cross-BorderRemote work does not change the fundamental tax rule for employment income: it is taxed where the services are performed.
Cross-BorderThe US imposes a specific exit tax on covered expatriates (mark-to-market deemed sale under IRC 877A, with a $866,000 exclusion for 2023).
Cross-BorderRenouncing US citizenship ends the obligation to file US tax returns, but the process itself creates a final tax event.
Cross-BorderWhen a beneficiary of a Registered Education Savings Plan (RESP) enrolls in a qualifying post-secondary program.
Cross-BorderRoyalty income crosses the border when a Canadian owns intellectual property licensed to a US company (or the reverse).
Cross-BorderWhen to convert your RRSP to a RRIF, how minimum withdrawals are taxed in both countries, the Part XIII exemption on minimums.
Cross-BorderCan a US citizen contribute to an RRSP? How it is treated on the US return, the treaty election, contribution room mechanics.
Cross-BorderRSP and RRSP both refer to Canada's registered retirement savings plan. The difference in naming, the US tax treatment, and the cross-border complications.
Cross-BorderHow the qualified business income deduction works when you have a Canadian business, foreign income, or cross-border rental.
Cross-BorderSection 85 of the Income Tax Act lets a Canadian taxpayer transfer property to a Canadian corporation on a tax-deferred basis.
Cross-BorderSelf-employment income is taxed in the country where the work is performed, not where the client is located.
Cross-BorderFor employees, the employer handles the remittance and the totalization agreement sorts out which country collects.
Cross-BorderSeverance pay creates a cross-border tax problem because the payment arrives after the employment ends.
Cross-BorderA spousal RRSP lets one spouse contribute to an RRSP in the other spouse's name, using the contributor's own contribution room.